Saudi Arabia · HR calculator
Saudi GOSI Calculator
Estimate monthly GOSI contributions for Saudi nationals and expatriates, including employee and employer shares.
Contribution breakdown
Established-system rates only. Saudis first registered with GOSI from 3 July 2024 may use a different schedule, which this calculator does not apply.
- Contributory wage (basic + housing)
- SAR 12,500.00
- Capped at SAR 45,000
- SAR 12,500.00
- Employee GOSI share
- SAR 1,218.75
- Employer GOSI share
- SAR 1,468.75
Total monthly contribution
SAR 2,687.50How GOSI is calculated
The contributory wage is basic salary plus housing allowance only, capped at SAR 45,000 per month. For a Saudi national under the established system the employee pays 9.75% (9% pension + 0.75% SANED) and the employer pays 11.75% (9% pension + 2% occupational hazards + 0.75% SANED). For an expatriate the employee pays nothing and the employer pays 2% for occupational-hazards cover only.
| Item | Rate |
|---|---|
| Contributory wage | Basic salary + housing allowance |
| Ceiling | SAR 45,000 |
| Saudi employee | 9.75% (9% pension + 0.75% SANED) |
| Saudi employer | 11.75% (9% pension + 2% occupational hazards + 0.75% SANED) |
| Expatriate employee | 0% |
| Expatriate employer | 2% occupational hazards |
The one detail most calculators miss
Saudi nationals first registered with GOSI from 3 July 2024 fall under a new contribution schedule that steps up each July under the 2024 Social Insurance Law — so two employees on the same salary can carry different rates depending on their registration date. A payroll engine applies the correct schedule per employee automatically; a single-rate calculator cannot.
GOSI, per employee, without the guesswork
LoginHR applies the right GOSI schedule to each employee and produces the Mudad (WPS) file from the same run.